Voters to choose Jackson Jr.'s House successor

CHICAGO (AP) ? While Democrat Robin Kelly is widely expected to capture Tuesday's special election for former U.S. Rep. Jesse Jackson Jr.'s seat over Republican Paul McKinley, any winner will face big challenges.

Illinois' newest member of Congress will have big shoes to fill: Jackson was a 17-year incumbent who served on the powerful House Appropriations Committee and brought home nearly $1 billion to the district. He also had strong relationships with mayors, activists and voters across the district that includes city neighborhoods, suburbs and some rural areas.

Jackson resigned in November. He pleaded guilty in February in federal court to lavishly misspending $750,000 in campaign funds.

Political experts, voters and mayors agree that Kelly, 56, has the edge. She's a former state representative, has received big name endorsements including from President Barack Obama and received a huge boost from New York City Mayor Michael Bloomberg's super PAC, which supported her gun control stance. Also, the district is solidly Democratic and has been for about six decades. McKinley is an ex-con-turned-community activist who barely won his primary.

Early estimates showed low voter turnout in parts of the district, especially the city. Tuesday's special election coincided with municipal contests in other parts of the state; Chicago held its municipal contests in 2011.

Only 8 percent of city voters showed up at the polls, according to early estimates, with an expected turnout of roughly 12 percent by day's end. In the suburbs, the number was higher.

At New Life Celebration Church of God in suburban Dolton, voters trickled in throughout the day and campaign workers handed out glossy candidate cards.

Carl Rochelle, 51, voted for Kelly. He liked her attention to anti-violence efforts and guns. He was also happy to see a new candidate after ethical and legal troubles surrounded the district's previous three congressmen.

"I like to see a fresh face," he said. "Hopefully something is different. I hope it doesn't happen to her."

Kelly, from Matteson, said the next U.S. representative will face challenges, like being the last to get committee assignments and having to play catch up. But she believes she can be a voice on the national stage for gun control. Her primary victory speech, in which she issued a direct challenge to the National Rifle Association, earned praise from Bloomberg and Vice President Joe Biden. And Obama nodded to her anti-gun advocacy in his endorsement.

"I will have a voice in Congress as the debate is going on and as issues come to the floor," Kelly said. "I will attend everything I can attend."

But McKinley isn't so sure it's in the bag for Kelly. The Chicago man ? who doesn't advocate for gun control ? has focused his campaign on how his integration back into society after serving nearly 20 years in prison for robbery and other charges has made him ready to help others.

"I have a 50-50 chance like my opponent has," he said. "There is nothing written in stone that she's supposed to win."

Independent candidates Curtiss Llong Bey, Marcus Lewis and Elizabeth Pahlke are also running, as is Green Party candidate LeAllen M. Jones.

Whoever wins will face extra scrutiny on ethics.

The three previous congressmen in the Chicago-area district left office under an ethical cloud.

Until his resignation, Jackson remained under a House Ethics Committee investigation over ties to ex-Gov. Rod Blagojevich. His predecessor, Mel Reynolds, left office in 1995 and was convicted of fraud and having sex with a minor. Before that, Gus Savage faced allegations of sexual misconduct with a Peace Corps worker while on a congressional visit overseas.

"There's a lot of hope (among voters) because she's had a pretty clean record so far," said Don Rose, a longtime political consultant in Chicago. "It'll be a while before she can become a leader but it's a matter of what she does."

Others are just skeptical of any new congressman's ability in Washington.

Many parts of the district, including suburban Dolton which reports a nearly 13 percent unemployed rate, much higher than the state and national averages.

Voter Robert Pierson, 56, has lived in suburban Dolton for nearly three decades. He also voted for Kelly and said he hopes she focuses on unemployment. He manages a steel service center and said the area needs a loud voice in Congress.

"It would be nice to be able to lean on Robin," he said.

The district's last special election was 1995 when Jackson won office.

___

Contact Sophia Tareen at https://www.twitter.com/sophiatareen .

Source: http://news.yahoo.com/voters-choose-jackson-jr-house-successor-070501206--election.html

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NKorea says 'striking means' on standby

PYONGYANG, North Korea (AP) ? A North Korean agency that deals with relations with South Korea claims Pyongyang has "powerful striking means" on standby for a launch amid speculation in Seoul and Washington that the country is preparing to test a mid-range missile.

The Committee for the Peaceful Reunification of the Fatherland also said Thursday it has entered coordinates for targets. But it didn't elaborate on what it meant. The statement follows a recent torrent of warlike rhetoric seen as an effort to raise fears and pressure outside governments into policy changes.

The comments would carry more weight if they came from a military-related agency.

Analysts believe North Korea is extremely unlikely to stage an attack. But outside officials have said Pyongyang appears to be preparing to test-fly a missile that could reach Guam.

Source: http://news.yahoo.com/nkorea-says-striking-means-standby-100212836.html

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Background checks back in Senate deal

Sen. Joe Manchin (D-WV) outside the weekly Democratic policy luncheon April 9, 2013 in Washington, D.C. (Win M??

Senators Joe Manchin (D-WV) and Pat Toomey (R-PA) unveiled a deal in a press conference Wednesday morning to expand background checks to nearly every commercial gun purchase.

Manchin called the agreement a "first step" to passing broader legislation to cut down on gun violence.

"The events of Newtown changed us all," Manchin said, referencing the Dec. 14 mass shooting that left 20 children and six adults in a Connecticut elementary school dead. "Nobody here ? with a good conscience could sit by and not try to prevent a day like that from happening again."

Currently, only people who buy guns through federally licensed dealers have to undergo a criminal background check, leaving a loophole for some online and gun show shoppers. The new bill would expand checks to nearly every gun transaction except for private, person-to-person sales. (That's a scaled back version of what Senate Democrats initially proposed, which would have also covered private sales.) The background checks bar people who have committed felonies or have been declared mentally ill by a judge from purchasing firearms.

Toomey said he did not think expanding background checks to cover current loopholes amounts to "gun control." Instead, he said, "It's just common sense."

Both Toomey and Manchin are gun owners, and both have an A rating from the National Rifle Association, the largest pro-gun lobby group. Toomey said he added some provisions to strengthen gun rights in the bill, including allowing a legal gun owner to take his or her concealed weapon over state lines, even if that state does not allow concealed carry.

The full bill also provides more money for school safety and strengthens laws against illegal firearm sales. Proposals to ban certain semi-automatic weapons and limit magazine sizes?pushed by President Barack Obama and other Democrats?have been dropped from the main bill, but could be added later in an amendment process.

Republican Sens. Ted Cruz of Texas, Rand Paul of Kentucky and Mike Lee of Utah have threatened to fillibuster the legislation, which could face a test vote as early as Thursday.

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Source: http://news.yahoo.com/blogs/ticket/senators-announce-deal-gun-background-check-bill-145147692--election.html

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T-Mobile gives 'best and final offer' for MetroPCS takeover

Better terms to hopefully lessen MetroPCS shareholder disapproval of the deal

T-Mobile USA's parent company Deutsche Telekom has submitted its "best and final offer" to shareholders, sweetening the deal for the MetroPCS reverse takeover. Amidst the growing sentiment among MetroPCS shareholders that they're getting the bad end of the deal, T-Mobile is reducing the amount of debt transferred to the new company as part of the deal. The current terms are good enough for most, and see MetroPCS shareholders receiving $4 per share and a 26-percent stake in the newly combined company. The new deal will also now see a reduced amount of debt transferred to the new company, now at $3.8 billion -- along with a slightly lower interest rate.

Although there is a vocal minority of shareholders disapproving of the current terms, they're still the minority. With T-Mobile previously stating that it felt its initial terms are fair, it's interesting to see it come back with a better offer to help guarantee the deal is accepted. MetroPCS shareholders are currently sending in their votes to approve or disapprove of the deal ahead of a shareholder meeting, which has been pushed back to April 24th because of the new terms. Pending that shareholder approval, all indications point to the deal going through at some time in 2013.

Source: WSJ

Source: http://feedproxy.google.com/~r/androidcentral/~3/-L_PlG7uuHA/story01.htm

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How to Stick with It When You're Learning Something New On Your Own

Most of us have a passion to learn something new?whether it's advancing our skillset, picking up a new hobby, or just taking on an entire new learning experience?but unless you're incredibly dedicated to it, learning something new is surprisingly hard to stick with. Here are a few ways to make your new habit stick.

We've talked about plenty of different resources for learning on your own. The problem isn't that the data and classes aren't out there and freely available, it's coming up with the dedication and structure when you don't have a bill from a college hanging over your head. A recent Open Culture survey shows a number of the most common reasons people don't complete online courses, ranging from the time required to complete a class to simple old learning fatigue. Most of these problems are easy to deal with.

While you might show an interest in something that doesn't mean you'll always stick to it. So, I spoke with Kio Stark, author of the recently released book, Don't Go Back to School (the book should be available on Amazon this week as well) about how to come up with a self-education plan you'll actually stick to.

Find What You Actually Want to Learn About

First things first, you need to figure out what you're actually interested in. That seems easy on the surface, but with so much information out there it's hard to pinpoint exactly what you want to learn or what skills you want to develop. For that, writer Annie Murphy Paul recommends you dig into a few different things to pique your curiosity:

In his 1994 paper, George Loewenstein noted that curiosity requires some initial knowledge. We're not curious about something we know absolutely nothing about. But as soon as we know even a little bit, our curiosity is piqued and we want to learn more. In fact, research shows that curiosity increases with knowledge: the more we know, the more we want to know. To get this process started, Loewenstein suggests, "prime the pump" with some intriguing but incomplete information.

Obviously this is a step that many people can skip?if you're already interested in something, go for it. Otherwise, resources like Khan Academy, MIT's Creative Learning Lab, Lynda, or our own Lifehacker U are great places to start priming the pump to find what you'll learn next.

Figure Out How You Learn Best

We all learn a little differently, and while we're fans of learning by doing, you can't always do that with everything. If you're struggling to keep up your learning routine, Stark recommends pinpointing how you learn:

It's incredibly important as an independent learner that you understand how you learn best. This is something I heard from the majority of my interviewees. It took a bit of trial and error to figure that out, but it was worth it. They felt that their self-awareness was essential to their success at learning, and also made it more satisfying.

Not everyone is the same here, but once you have an idea of how you learn best, you can formulate a plan that gets you there. Stark explains:

Some people prefer to learn on a defined path (syllabus) and others prefer to wing it. Winging it, for the people I spoke with, means starting with the thing you're curious about, and letting yourself follow the tangents you need in order to understand what you're interested in, or master the skills you want. So again, some self-reflection really matters.

We've heard this before, and while trial and error is never fun, trying out alternate methods of learning is the best way to focus in on how you want to learn. If one class, manual, or project isn't doing it for you, try another one. Sites like Khan Academy are great for some people, but if you're not into it within the first couple of weeks, try another service, or just start winging it once you have the basics down.

If you're the type to prefer the more rigid structure of a syllabus, make sure you create a plan for studying and stick it on your calendar just like you would if you were actually paying for college classes. You can usually fit learning into just about any schedule, even when you're at work. Photo by intenteffect.

Learn By Doing Whenever Possible

In most cases you're going to learn best by doing. That means practicing programming by actually making a program or learning a new language by speaking it. If you're having trouble getting over the learning hump and sticking with it, you might simply need to provide better context for the process. Stark shares the example of a filmmaker:

One way that happens is when you're learning something in a real context. I interviewed Jim Munroe, a novelist who started making films. He says he learns best when he's actually making something, and there are consequences to his decisions, including failure. He said if had learned the principles of filmmaking by being told them, he wouldn't have understood them in as deep a way, or learned the the reasons for the "rules" and when it can be effective to break them.

It's essentially practicing in a way where you're still learning, and that might include simply expanding the process so you're learning multiple skills at once. Just remember, you're bound to hit a barrier at some point where you feel like you're not learning anything, or you're just a little burnt out. It's not that big of a deal. It's possible to break through that barrier with a break or a change in how you're learning.

Find a Community to Learn With

It's no secret that many of us tend to learn a little better when we're surrounded by other people who are just as interested in the subject at hand. If you're struggling to stick with a learning program because of the inherent isolation of learning on your own, Stark recommends finding a community of like-minded people:

The other piece of infrastructure you need is a learning community. You'll learn together, and a community gives you feedback on what you've learned and how well you've learned it, plus motivation to keep it up. You're also responsible to your community. For example, I talked with Molly Danielsson, who started a business making composting toilets, and learned everything she needed outside of school, including science, product design, and legal issues. She and her partner got involved in the eco sanitation community right away, and decided that "in order to stick with our crazy plan, we had to start telling people about it so they'd hold us to it." It worked.

It's surprisingly easy to find a group of people to learn with in just about any field. Hackerspaces are great for DIYers messing around with electronics or building materials. For everything else, a service like Eventbrite can point you to events with like minded people and communities. Photo by Mitch Altman.

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When all is said and done, it's also important to know when to quit. If you're trying to take on a new skill, learn a new hobby, or you're just expanding your knowledge, sometimes it doesn't end up being as interesting as you thought it would be. That's okay, but if you're still interested and you're just not able to make a routine stick, the above tips should help. Remember, learning on your own is almost like a habit that requires a schedule and your attention. Even just 15 minutes a day can ensure you're sticking with it, and if you can get yourself started you're more likely to stick to it.

Title image remixed from ollyy (Shutterstock).

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/PvU8eWVVxBw/how-to-stick-with-it-when-youre-learning-something-new-on-your-own

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Defense Experts Warn Of Cheap Enemy Drones On The Battlefield

While many current drone programs are extremely complex - and costly - cheap drones used for spying, mapping, and even attacks could turn the tables on world militaries by giving terrorists and less well-funded groups access to UAV technology.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/UY1rxrm5x1w/

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Public Opinion on Global Warming Is Easier to Change Than Science

If you're curious what a motivated political campaign to undermine established science looks like, allow Gallup and its new poll of climate change attitudes to demonstrate. There is no serious objection among scientists that the climate is changing. There are disputes about the manifestations of that change, about how rapidly it will happen, and about how to curtail it ??but there's no doubt it's a problem.

RELATED: Quote of the Day: 'Mild-Mannered' Methodist McKibben Loses It

Last December, James Lawrence Powell, a member of the National Science Board which advises Washington on scientific matters, compiled all of the peer-reviewed studies on climate change between 1991 and 2012. This is how the articles supporting the existence of climate change compare to those rejecting it.

RELATED: It's Hard to Deny the Texas Miracle

RELATED: Greenland Is Slip Sliding Away; Pollen's Taking Over Europe

And here is what Gallup found when it asked Americans whether or not they believed there was scientific consensus on the issue.

RELATED: Climate Change, Cranky Politicians, And Roller Coasters

RELATED: What Holiday Shopping Does to Mother Nature; Mass-Produced Nuclear Reactors

Or, to put it more starkly, here's the difference between what the research indicates and Americans' perception of that research.

This is not an accident. Opponents of action on climate change ? largely companies reliant on fossil fuel consumption to keep costs low or for their profit bases ??have deliberately worked to introduce the idea that there is a scientific controversy about climate change. (See, for example, the Union of Concerned Scientists' report on ExxonMobil's efforts to that end.) That idea has taken hold.

Gallup writes about the poll released today:

U.S. worry about global warming is heading back up after several years of expanded public skepticism. Views on the subject are now near the midpoint in Gallup trends, exemplified by the 58 percent of Americans who say they worry a great deal or fair amount about global warming. This is up from 51?percent in 2011 but still below the 62?percent to 72?percent?levels seen in earlier years.

This messy chart shows how those attitudes have changed over the years.

This cleaner chart offers slightly different packaging of that info: Those with "a great deal" or "a fair amount" of concern constitute the blue line, those with "a little" or no concern, the red.

Those "several years of expanded skepticism" can be seen from early 2008 to 2010 ??a period in which politics shifted hard to the right. Opposition to climate change was an integral-if-not-prominent part of that shift, of course, as the Washington Post documented in 2011. That article makes an additional point: strong belief, even when held by a small minority, can dominate political focus in a way that dispassionate belief among a large minority can't.

The majority that worries a great deal about climate change is not strongly passionate. Gallup asked about a series of environmental concerns ??water quality, air pollution ??and climate change emerged near the bottom in order of level of concern.

For a long time, advocates of climate action have hoped that at least once the effects of climate change become obvious, people would have no choice but to demand action. That hasn't been borne out. Last year saw the worst drought since the Dust Bowl era, the hottest year in continental U.S. History, record ice melt in the Arctic, and a massive hurricane that flooded New York in large part thanks to a climate-changed-raised ocean ??none of which was enough to convince many Americans. Stripping out the middle responses, here is the number of Americans who think the effects of climate change have already begun, versus those who think they never will.

After the events of 2012, the percent of Americans who think we're already seeing the effects of climate change went up two percent.

Scientists can't convince Americans. Unprecedented weather phenomena can't either. Doubt is a tricky political opponent ? particularly when it's well-funded.

Source: http://news.yahoo.com/public-opinion-global-warming-easier-change-science-214750805.html

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Crews find bodies of 2 buried children

STANLEY, N.C. (AP) ? Authorities on Monday recovered the bodies of two young cousins buried when a wall of dirt fell on them while they were playing in a hole at a home construction site in North Carolina.

The bodies of the 6-year-old girl and 7-year-old boy were pulled from a 24-foot-deep pit in the town of Stanley, outside of Charlotte, said Lincoln County Emergency Services spokesman Dion Burleson.

"We've been working a horrific scene here," Burleson told reporters gathered near the rural site on a two-lane road dotted with modular and mobile homes.

Crews had been searching for the children since Sunday afternoon, when the boy's father called 911 to report the collapse. Officials were on the scene within minutes but couldn't get to the children.

The father had been digging with a backhoe on the site earlier in the day, said County Sheriff David Carpenter. He would not say what was being built or if the man was doing it alone or had professional help.

Burleson described the pit as 20 feet by 20 feet with a sloped entrance leading down to the 24-foot bottom. The children were at the bottom of the pit retrieving a child-sized pickaxe when the walls fell in on them, Carpenter said.

He said his deputies would continue to investigate what happened. Authorities have not released the names of the father or the children.

Neighbor Bradley Jones said the children often played in the pit when the boy's father was working there. Jones, who said he works in construction, said there was no structure to support the pit's tall dirt walls and that he questioned the man about the hole's depth.

"I told Chelsea not to go in," Jones said, referring to advice he gave his teenage daughter, who babysat the children. "It was dangerous. There was nothing to reinforce those walls."

Source: http://news.yahoo.com/crews-bodies-2-nc-children-trapped-dirt-124557541.html

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Salvadoran official denies role in alleged Maduro murder plot

SAN SALVADOR (Reuters) - A right-wing Salvadoran congressman on Monday dismissed accusations by acting Venezuelan President Nicolas Maduro that he was involved in a plot to murder Maduro.

Last Saturday, Maduro said Venezuelan intelligence had learned Nationalist Republican Alliance(ARENA) Congressman Roberto D'Aubuisson and other right-wing politicians were planning to murder him ahead of presidential elections.

Maduro, acting president and protege of socialist leader Hugo Chavez, who died of cancer last month, has a double-digit lead over his opponent according to opinion polls.

D'Aubuisson told reporters his accusers simply "want to redirect attention from what is really happening in that country ahead of April 14th elections."

"I have nothing to say to these people who give false ... statements because such a serious topic cannot come from people whose source is a bird," he said, referring to Maduro's recent statement that the spirit of Chavez appeared to him in the form of a whistling bird.

The Salvadoran right has been peppered with countless allegations of involvement in attacks in Cuba and Venezuela.

D'Aubuisson's father founded the ARENA party and the death squads that left 75,000 dead in El Salvador's 1980-82 civil war.

Venezuelan Foreign Minister Elias Jaua also accused D'Aubuisson of plotting against the oil-producing nation, and has said he has a telephone conversation as proof that he will soon reveal.

(Reporting by Nelson Renteria)

Source: http://news.yahoo.com/salvadoran-official-denies-role-alleged-maduro-murder-plot-005320498.html

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In China, off-balance-sheet lending risks lurk in the shadows

By Gabriel Wildau and Shengnan Zhang

SHANGHAI (Reuters) - China's banks are feeding unwanted assets into the country's "shadow banking system" on an unprecedented scale, reinforcing suspicions that bank balance sheets reflect only a fraction of the actual credit risk lurking in the financial system.

Banks' latest earnings reports only added to concerns. Despite the slowest economic growth in 13 years in 2012, the banking system's official non-performing loan (NPL) ratio actually declined, renewing a debate about how reliable those figures are.

But the key question is no longer how much risk banks are carrying. Rather, it's how many risky loans have been shifted to the lightly regulated shadow banking institutions - mainly trust companies, brokerages and insurance companies.

The risk to the overall financial system is not clear, because of insufficient data about the quality of credit in the shadow banking sector.

Trust companies and brokerages probably aren't buying many bad loans directly, analysts and industry executives say, but they have become a vital source of credit, allowing banks to arrange off-balance-sheet refinancing for maturing loans that risky borrowers cannot repay from their internal cash flow.

Without these institutions, the amount of NPLs might have been much higher, though no one is quite sure how high.

Trust assets increased 55 percent in 2012 to 7.5 trillion yuan ($1.21 trillion), according to the China Trustee Association, while funds entrusted to brokerages by banks soared more than fivefold to 1.61 trillion yuan.

"There is absolutely an impact on NPL figures from the ability to offload stuff through these channels," said Charlene Chu, China banks analyst for Fitch Ratings.

Trust companies sell wealth management products (WMP) to raise funds so they can purchase loans that banks want off their books. WMPs are then marketed through bank branches as a higher-yielding alternative to traditional bank deposits.

"These (bank) loans are not being repaid by the borrowers; they're being repaid by investors in the (wealth management) products. So we really can't see what the true corporate repayment rate is," said Chu.

In 2010 and 2011, analysts began fretting about the large volume of loans to local governments and state firms - doled out as part of China's massive economic stimulus plan from 2008 to 2010 - that were due to mature in 2012. But the wave of defaults never materialized, in large part because banks, working with trusts and brokerages, provided fresh funds to enable borrowers to refinance their debt.

Industry executives say at least half of trust company assets and 80 percent of brokerages' entrusted funds are related to so-called "passageway business."

In passageway deals, trusts and brokerages cooperate with banks to act as passive reservoirs for loans that banks originate but cannot keep on their own balance sheets without running afoul of lending quotas, capital adequacy requirements, and loan-to-deposit ratios.

The loans the trust companies buy from the banks, along with other assets such as corporate bonds and money market instruments, stand behind the wealth management products. If borrowers default on the loans, the investors in the wealth products - not the trust companies - generally bear the risk.

To be sure, not all the loans that banks transfer off-balance-sheet are high risk. In fact, "more than half of shadow banking credits in China could have better risk levels than bank loans," ratings agency S&P wrote in a recent report.

But the agency also warned that banks are particularly keen to dump riskier loans extended to local governments and property developers in order to satisfy banking regulators who have ordered them to restrict exposure to these sectors.

China's banking regulator said the bad loan ratio for the entire system was 0.95 percent at the end of 2012, down 0.05 percentage points from a year earlier. But that figure only covers on-balance-sheet loans, leaving a huge amount unmonitored.

Ratings agency S&P estimates that outstanding Chinese shadow banking credit totaled $3.7 trillion by the end of 2012, equal to 34 percent of on-balance-sheet loans and 44 percent of GDP.

'INNOVATION'

Even as banking regulators continue to use so-called "window guidance" - ad hoc instructions to banks on how much they should lend - to control the volume of on-balance-sheet loans, the passageway business has so far remained lightly regulated.

That's because regulators see shadow banking as an experiment in liberalized interest rates and an incubator for risk-based capital allocation and financial innovation.

"Whatever else you might say about it, shadow banking is a market-based financing system. When it comes to midwifing market innovation, right now regulators don't want to regulate it to death," said a source close to regulators.

Guo Shuqing, who served until recently as chairman of the China's Securities Regulatory Commission, was known as a champion of financial innovation. Guo encouraged brokerages to develop asset management as an alternative revenue source amid weakness in their core trading and underwriting businesses.

In reality, however, the passageway business appears to be little more than regulatory arbitrage: shifting lending to institutions not subject to the strict rules that govern banks. Trusts and brokerages add little value beyond providing a passive conduit for banks to remove loans from their balance sheets, collecting a management fee from banks in the process.

"Money with no risk and no responsibility - who wouldn't want to earn that? Trust companies like doing bank passageway business the most. I just give you three copies of a form, add the company stamp, take the money, and it's all done," a senior trust industry executive told Reuters.

"'What kind of risk control? What kind of due diligence?' If you ask too many questions, the guy (from the bank) won't work with you. He'll find someone else," the executive said.

HANDS-OFF APPROACH

Insiders also say the loans packaged for sale to trusts and brokerages are granted with less scrutiny than those that remain on balance sheets.

"They don't share the traditional bank culture - cautious and standardized," said a risk officer at a large commercial bank, referring to bankers involved with passageway loans.

"It's a trading-infused style. As long as the product is well received (by investors), it's all good. They don't pay enough attention to the fundamentals of the loan."

Such concerns mirror the criticisms leveled against Western banks in the wake of the financial crisis, when mortgage loan officers often failed to conduct adequate due diligence because they knew the loans would quickly be passed to other investors.

Apart from the desire to promote innovation and market-based reform, regulators have encouraged the rise of shadow banking, in part due to the need to support growth last year, when China's economy grew at its slowest pace since 1999.

"The entire push behind shadow banking is deeply rooted in the government's desire for growth," wrote Dong Tao, China economist at Credit Suisse, in a recent note. "Shadow banking activities have increased because China needs growth, and the banking sector has, to a significant degree, failed in its role of financial intermediary."

Regulators' hands-off approach may finally be changing. China's banking watchdog released new rules that limit the share of "non-standardized credit assets," - loans essentially - to no more than 35 percent of underlying assets for any wealth management product.

If strictly enforced, the new rule could restrict the supply of funds available for off-balance-sheet lending. Instead of investing in loans, wealth management products would have to raise the proportion of funds invested in more liquid assets such as corporate bonds and money market instruments.

($1 = 6.2080 Chinese yuan)

(Editing by Ken Wills)

Source: http://news.yahoo.com/china-off-balance-sheet-lending-risks-lurk-shadows-073231716--sector.html

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News in Brief: Rising carbon dioxide means more air turbulence

News in Brief: Rising carbon dioxide means more air turbulence

More jarring flights are likely, simulation suggests

By Erin Wayman

Web edition: April 8, 2013

More jarring flights are likely, simulation suggests

By Erin Wayman

Web edition: April 8, 2013

Enlarge

BUMPY FUTURE

Air turbulence (red patch) over the North Atlantic may become stronger and more frequent in a world with twice as much atmospheric carbon dioxide (right) compared with preindustrial times (left).

Credit: P. Williams/Univ. of Reading

The friendly skies are becoming the bumpy skies. As carbon dioxide emissions increase, so too will the prevalence and power of the turbulence that strikes fear in the hearts of white-knuckled airline passengers, a new computer simulation suggests.

Paul Williams of the University of Reading in England and Manoj Joshi of the University of East Anglia in England simulated air turbulence at cruising altitudes for transatlantic flights between North America and Europe during winter. Moderate to severe turbulence would be 40 to 170 percent more frequent in a world that had twice as much atmospheric CO₂ as preindustrial times did, the researchers report April 8 in Nature Climate Change. That?s a threshold that Earth could surpass by 2050. Changes in turbulence are probably linked to alterations in the fast-moving air currents known as the jet streams, the researchers say. Previous work suggests that the jet streams should shift north and strengthen as the climate warms in response to rising CO₂ concentrations.

The intensified turbulence, Williams and Joshi warn, may force airlines to develop more convoluted flight paths that avoid turbulent regions. The result would be longer plane rides, greater fossil fuel consumption and the release of even more CO₂.

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Citations

P.D. Williams and M.M. Joshi. Intensification of winter transatlantic aviation turbulence in response to climate change. Nature Climate Change. Published online April 8, 2013. doi: 10.1038/nclimate1866. [Go to]

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Suggested Reading

M. Cevallos. Quantum whirls. Science News. Vol. 179, March 12, 2011, p. 20. [Go to]

L. Sanders. Taming turbulence from afar. Science News. Vol. 178, July 31, 2010, p. 7. [Go to]

Source: http://www.sciencenews.org/view/generic/id/349476/title/News_in_Brief_Rising_carbon_dioxide_means_more_air_turbulence

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IRS takes steps to combat identity theft

WASHINGTON (AP) ? The 2014 budget proposal to be released by the White House on Wednesday will include new steps to combat what the Internal Revenue Service says is an exponential growth in tax refund-related identity theft.

A preview of the measures provided by administration officials Tuesday includes increasing criminal sentences for those convicted of tax-related identity theft and creating new civil penalties for those who file fraudulent returns.

The IRS would be able to assess a $5,000 civil penalty for each incidence of identity theft.

Under the plan, the government would also limit access to Social Security Administration files on deceased individuals that have been used by those seeking fraudulent refunds. Instead, the files that the SSA compiles would be available immediately only to those who legitimately need the information for fraud prevention purposes. All other users would have to wait three years for access.

The proposal would also revise the W-2 form that employers must provide the IRS so that it includes an "identifying number" for each employee rather than the employee's Social Security number.

As of the end of 2012 the IRS had more than 3,000 employees working on identity theft issues, more than double from the previous year.

The tax agency says that in 2012 it prevented $20 billion in fraudulent returns, including those related to identity theft, compared to $14 billion the previous year. It says that it stopped 5 million suspicious returns in 2012, up from 3 million in 2011.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2013-04-09-IRS-Identity%20Theft/id-e0f3c7bb4dc440a288a97c3534ea6873

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Deathblow

Emily Yoffe

Photo by Teresa Castracane.

Emily Yoffe, aka Dear Prudence, is on Washingtonpost.com weekly to chat live with readers. An edited?transcript of the chat is below. (Sign up here?to get Dear Prudence delivered to your inbox each week. Read Prudie?s?Slate columns?here. Send questions to Prudence at prudence@slate.com.)

See Dear Prudence live in New York! Join Emily Yoffe as she discusses her advice column and answers anonymous questions on April 23 at the 92^nd St. Y Tribeca. Click here for more information.

Q. I'm Dying, Husband Affair: I am 32 and have been married to my husband, the love of my life and best friend, for the past five years. A little over a year ago I was diagnosed with a terminal illness, and currently only have about six-to-eight months left. This has been very hard, but I am starting to come to terms with the reality of the situation. My husband has been amazingly supportive of me during this time. We have no kids, and as my health has declined, he has sat with me through endless doctor appointments, hospital stays, and sleepless nights. On bad days he even has to help me bathe, and I know this has taken a toll on him. A few weeks ago while using his iPad to watch a movie, an email came in and I discovered he has been having a affair (emotional and sexual) with a co-worker for a few months now. For several days I cried, heartbroken at the betrayal, but now I feel like my husband deserves to have someone help him and support HIM through this emotional time. I have not confronted him about the affair, and were it not for the email and my subsequent snooping, I never would have known as I have not felt him pulling away from me. Do I confront my husband and tell him I understand? That although I am hurt, I forgive him and I don't want him to feel guilty? Or do I just keep quiet and let him continue? If our families find out after I'm gone, I'm worried they will think ill of him, and I don't want that either.

A: I am so sorry about your prognosis and so moved by your insight and compassion. If you don't have a therapist, please consider getting one in order to have someone neutral who can help you fully work through this and everything you are facing. But you have written to me for a reaction, and mine is that you should tell your husband. Don't frame it as a confrontation, but as a conversation. I can see you taking his hand one night and telling him that it was by accident, but a few weeks ago you found an email to him from the woman he is seeing. Then you tell him what you told me. That of course it was painful to discover, but on further reflection you realize he needs some relief from this terrible sadness. You can assure him that he has been a rock for you. This will be a hard, tearful discussion, but it will also probably be relief of a terrible, guilt-ridden burden for him. As for your family, you are very thoughtful to consider that if after your death it ever comes out there was someone else in his life, he will turn from angel to devil. You don't have to tell anyone else about this. But as you say your farewells to those closest to you, you can allude to it. Perhaps you can tell your family that you want them to know that life can be so difficult and complicated and that through all of it your husband has been everything you wanted. You can say you were lucky that you two never had any secrets. Thank you for this example of bravery and compassion.

Dear Prudence: Online Game Gets Too Real?

Q. Future MIL Calls Me by Wrong Name: I've read you for years and have always admired how you handled marrying a young widower. I am now in the same boat and having a bit of a problem these days. Early on in our relationship, my now fianc? called me by his first wife's name twice. When I talked to him about how it upset me he took it in stride and has been very aware of not doing it again. Now, as we are quickly approaching our wedding next month, his mother constantly calls me by the first wife's name whenever we talk about wedding details. I love my future in-laws and they love me. They tell me all the time how they are so happy my fianc? found me after a few years of a fiasco with another woman after the first wife's death, but this is really starting to hit my self-esteem. I haven't said anything to her or my fianc? about it, but he knows something's up when he comes into the room after I've gotten off the phone with his mom and I'm stifling tears. I'm afraid the wrong name calling is going to happen on my wedding day and that I'll completely lose it when it does. Is there any way I can gently broach this subject with my mother-in-law?

A: No one wants to be called by the wrong name, but please try to look at these slips not as insults. Grandmothers often call grandchildren by each other's names not because they can't remember who their grandchildren are, but because there's a module in grandmother's head for, "Small person I adore." It's not that your fianc? is playing out a version of Vertigo, or that your future in-law's truly are confusing you with their late daughter-in-law. It's you are now filling the place in their minds for a beloved young woman who is making each of them happy. Have a sense of lightness about this. If your fianc? uses the wrong name again say something like, "I wish I could ask Courtney what she said to you when you called her by your previous girlfriend's name." With your in-laws simply say, "I'm Isabelle. But I know you sometimes call me Courtney because of how much you loved her."

Q. Controlling Brother: Four years ago my mother committed suicide, leaving my younger brother in the care of my elder brother. At the time I was in law school, and my older brother was a recently married doctor with no kids. The poor boy suffered quite a lot of abuse during my mother's depression so he really benefitted from the attention they were able to give him. Now I am a married lawyer with no kids and my elder brother is a busy surgeon with three very young children and one more on the way! His wife is constantly stressed out and often snaps at her nephew for no reason, visibly upsetting him. My doctor brother is constantly exhausted and recently admitted to using drugs to keep him going during the day. All the while, little brother's grades and behavior are slipping. I want to take him in myself, but the first time I mentioned it, my other brother said I didn't understand "the impact rising a child would have on my life" and he didn't want to burden me. I asked him again and he sternly said no. On top of this, he refused to accept my offer of money to send the boy to a good school because he wouldn't be able to afford it for his daughters and he doesn't want to treat them differently. My brother is a great father, and my little brother just adores him, but I feel like it's my turn now! I am just a little bit irked by being relegated to the position of "uncle," while my older brother calls the shots. I just can't work out why he wouldn't want my help. What should I do?

Source: http://feeds.slate.com/click.phdo?i=39c9b48198c40948a531e4c06c6821c1

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Gas prices fall to $3 a gallon in some markets

Paul A. Eisenstein , The Detroit Bureau ? ? ? 3 hrs.

If your wallet is still hurting from the painfully high fuel prices much of the country experienced over the winter there?s some good news next time you head to the pump.

The average price of a gallon of regular unleaded gas has dipped to just $3.58, a three-cent dip since late last week, 15 cents from a month ago, and 36 cents off of what the typical American motorist was spending this time in 2012.

That?s a sharp turnaround from February when some states saw gas surge to near or all-time records, particularly along the West Coast.

The Detroit Bureau: Are Wagons Ready for Revival?

Buyers are still paying an average $4.359 in Hawaii and $4.027 in Washington, D.C., but California is back under the $4 mark, at $3.998, according to GasBuddy.com, a fuel price tracking service. And it?s down to $3.286 in Montana ? where motorists are paying just $3.261 in Billings.

Some reports indicate that the price has dropped below the $3 mark in a few Rocky Mountain communities near major refineries. And GasBuddy is forecasting still ?more markets? will dip under that break point in the coming days.

The Detroit Bureau: Fisker Fiasco Worsens

While crude prices posted some gains in early Monday trading, petroleum futures have been in sharp decline for several weeks. One key reason, reports the federal Energy Information Administration is that the country?s inventories are now at a 22-year peak.

The U.S. has been rapidly ramping up oil production for several years and is expected to actually be a larger producer than Saudi Arabia and other OPEC providers by mid-decade. That doesn't necessarily translate into lower prices, as petroleum is traded as a global commodity. But despite concerns about Mideast instability ? notably reductions in production in war-torn Syria ? there appears to be a good supply, if not a glut of the black gold now available around the world.

The Detroit Bureau: Germans May Give UAW Breakthrough Chance to Unionize VW "Transplant"

According to Tom Kloza, chief analyst with the Oil Price Information Service, only a major ?disruption in the Mideast? would likely provoke a sharp spike in fuel prices around the world.

That said, analysts warn that Americans can?t be complacent. Traders continue trying to push up the price of crude. And as U.S. motorists have been seeing, regional spikes are becoming more common. That can follow the changeover from summer to winter fuel blends designed to reduce regional air pollution problems. It can also result from maintenance and other issues, such as those that affected large swaths of the Midwest and Pacific Coast over the last year.

Even in areas where prices top the national charts today, the figures are significantly down from year-ago levels ? when California stood at $4.28 a gallon, for example.

The Detroit Bureau: Ford Reveals Alternatives for F-150

The sudden decline in gas prices may be fueling a shift in the U.S. new car market, meanwhile. Sales of pickups, in particular, surged during March and light trucks outsold passenger cars on the whole, despite recent trends moving in the opposite direction.

Copyright ? 2009-2013, The Detroit Bureau

Source: http://feeds.nbcnews.com/c/35002/f/653351/s/2a7a3c1d/l/0L0Snbcnews0N0Cbusiness0Cgas0Eprices0Efall0E30Egallon0Esome0Emarkets0E1C9255115/story01.htm

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5,000 NYC pay phones will take you back to 1993

NEW YORK (AP) ? Want to journey to a grittier time in New York City's not-too-distant past, when the murder rate was sky-high, Times Square was a crossroads of crime and porn, Starbucks had yet to arrive, and hardly anyone owned a cellphone?

A project designed to promote an art exhibit has turned 5,000 Manhattan pay phones into time machines that take callers back to 1993, a pivotal year in the city's art, culture and politics.

Pick up a receiver on the rarely used phones that still dot the New York streetscape, punch 1-855-FOR-1993 and you will hear a notable resident recounting what life was like on that block 20 years ago.

"We liked, creatively, the idea of using a sort of slightly broken, disused system as the canvas of this project," said Scott Chinn of Droga5, the ad agency behind the campaign for an exhibit titled "NYC 1993: Experimental Jet Set, Trash and No Star."

An eclectic mix of artists, writers, food and fashion stars, and others has been recruited to reminisce, including chef Mario Batali, actor Chazz Palminteri, porn performer Robin Byrd and former Yankees pitcher Jim Abbott, who threw a no-hitter in 1993.

The narrators describe a New York that was dirtier, bloodier, raunchier and less gentrified than today ? but also an easier place for a talented young person to gain a foothold.

Batali says in his sound bite that opening a restaurant was easier in 1993 when he debuted his first restaurant, Po.

"You didn't have to have a rich daddy or an investor or put together a team or anything like that," he says. "It's sad to watch the cost of business push the real individualist entrepreneurs out of the game."

Bike shop owner Dave Ortiz remembers when the city's Meatpacking District, now home to trendy restaurants, nightclubs and pricey boutiques, was the wild, wild West.

"The rats were huge," he says. "They were as big as cats, so you had to walk in the middle of the street. It's amazing what they turned it into. It's cool but it's lost its, like, authenticity."

Rudy Giuliani was elected New York City mayor in 1993 and promised to crack down on crime and make the city more livable. The number of homicides in the city ? 1,960 in 1993 ? had already dropped from a high of 2,245 in 1990 but has plunged steeply since then. (There were 414 in all of last year.)

The city's AIDS crisis peaked in 1993 at 12,744 diagnoses. Terrorists staged the first attack on the World Trade Center. The look of the city has changed dramatically as national retailers have replaced independent merchants. New York City's first Starbucks opened in 1994.

"There was a presence of a kind of downtown underground scene which you really don't experience in New York anymore," recalled Gary Carrion-Murayari, curator of the exhibit at the New Museum featuring 161 works, many intended to shock with sexual imagery.

Lutz Bacher's "My Penis," for example, repeats a video snippet from the 1991 Florida rape trial of William Kennedy Smith, a nephew of the late Sen. Edward Kennedy, in which Smith testifies about the organ in question.

In Pep?n Osorio's "The Scene of the Crime (Whose Crime?)," a blood-soaked sheet covers what appears to be a corpse. Four nude mannequins join hands and stare into space in Charles Ray's "Family Romance." Political issues are tackled head-on in works like Sue Williams' "Are you Pro-Porn or Anti-Porn?"

The exhibit and accompanying pay phone campaign run through May 26.

Pay phones in the Times Square area feature X-rated talk-show host Byrd describing the neighborhood before Disney musicals and theme-park stores made it safe for tourists.

"The area wasn't really as dangerous as people thought it was in those days," Byrd says. "Because most of the bums that you thought were bums on the street were really undercover cops."

She adds: "It was a great time. It's too bad it's changed because now it's very pasteurized, homogenized, and it looks like Vegas."

Source: http://news.yahoo.com/5-000-nyc-pay-phones-back-1993-161611560.html

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Kim Jong Un: On a Horse! Firing a Gun! Trying to Look Hard!

Source: http://www.thehollywoodgossip.com/2013/04/kim-jong-un-on-a-horse-firing-a-gun-trying-to-look-hard/

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For breast cancer screening, one size doesn't fit all

Apr. 8, 2013 ? Although mammography, the gold standard of breast cancer screening, reduces breast cancer mortality, it has important limitations. Critics point to reduced sensitivity for women with dense breasts, a high rate of false positives leading to excessive biopsies, and concerns about long-term effects of repeated radiation. With greater understanding of risk stratification, the authors of this review envision a re-thinking of the typical breast cancer paradigm to include new technologies that allow a more individualized approach that integrates patient-specific metrics, such as age, breast density, and personal preference.

The review is published in the June issue of The American Journal of Medicine.

The authors discuss the pros and cons of new technologies for breast cancer screening. For instance, "digital breast tomosynthesis is an imaging technique aimed at eliminating the pitfalls of overlapping breast tissue. It has the potential to lower recall rates on screening mammography and reduce false negative examinations due to dense breast tissue," says lead author Jennifer S. Drukteinis, MD, of the H. Lee Moffitt Cancer Center and Research Institute in Tampa. MRI, which offers improved sensitivity but reduced specificity, is appropriate for high-risk patients. Other technologies outlined are contrast-enhanced mammography, low-dose mammography, automated whole breast ultrasound, and positron emission mammography.

"Given the heterogeneity of the human population, a 'perfect' imaging technology for breast cancer screening will likely never be found. In fact, because of this heterogeneity, the very concept of 'one strategy fits all' may be outmoded," says Dr. Drukteinis.

"The development of a personalized, individual patient-centered approach to breast cancer screening mirrors the evolution of similar strategies in other aspects of medicine," writes Robert G. Stern, MD, a radiologist affiliated with the University of Arizona College of Medicine, in an accompanying editorial. "There will likely be no new whiz-bang technology to replace mammography; rather, innovative patient-specific approaches that incorporate new adjunctive and complementary technologies into overall breast cancer screening will improve specificity and sensitivity, reduce radiation exposure, and remove a significant amount of anxiety from the lives of our patients."

Citing the intricacies of each modality, Dr. Stern brings up a very critical point: the need for a much closer working relationship between breast imagers and clinicians to make sure each woman undergoes breast cancer screening tailored to her.

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The above story is reprinted from materials provided by Elsevier.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

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Journal References:

1. Jennifer S. Drukteinis, Blaise P. Mooney, Chris I. Flowers, Robert A. Gatenby. Beyond Mammography: New Frontiers in Breast Cancer Screening. The American Journal of Medicine, 2013; DOI: 10.1016/j.amjmed.2012.11.025
2. Robert G. Stern. Breast Cancer Screening: The Paradigm Shifts (Finally). The American Journal of Medicine, 2013; DOI: 10.1016/j.amjmed.2013.01.016

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/qKFoE8aV5iA/130408084848.htm

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US diplomat killed in Afghanistan wanted to help

This image made from AP video shows Afghan National Army soldier rushing to the scene moments after a car bomb exploded in front the PRT, Provincial Reconstruction Team, in Qalat, Zabul province, southern Afghanistan, Saturday, April 6, 2013. Six American troops and civilians and an Afghan doctor were killed in attacks on Saturday in southern and eastern Afghanistan as the U.S. military's top officer began a weekend visit to the country, officials said. (AP Photo via AP video)

This image made from AP video shows Afghan National Army soldier rushing to the scene moments after a car bomb exploded in front the PRT, Provincial Reconstruction Team, in Qalat, Zabul province, southern Afghanistan, Saturday, April 6, 2013. Six American troops and civilians and an Afghan doctor were killed in attacks on Saturday in southern and eastern Afghanistan as the U.S. military's top officer began a weekend visit to the country, officials said. (AP Photo via AP video)

CHICAGO (AP) ? A young U.S. diplomat killed in an attack in southern Afghanistan was an up-and-comer in the State Department and loved working directly with residents of the country, those who knew her said Sunday.

Anne Smedinghoff, a 25-year-old foreign service officer, died Saturday when the group she was traveling with was struck by an explosion in southern Zabul province. They were en route to traveling to donate textbooks to students.

The Chicago-area woman is the first American diplomat to die on the job since last year's attack on the U.S. diplomatic installation in Benghazi, Libya.

Secretary of State John Kerry said Sunday at a news conference in Turkey that Smedinghoff was "vivacious, smart" and "capable." Smedinghoff had assisted Kerry during a visit to Afghanistan two weeks ago.

Kerry also described Smedinghoff as "a selfless, idealistic woman who woke up yesterday morning and set out to bring textbooks to school children, to bring them knowledge."

Anne Smedinghoff's parents said in an emailed statement to The Washington Post that their daughter joined the foreign service straight out of a college.

Tom and Mary Beth Smedinghoff also said their daughter died doing what she loved.

"Working as a public diplomacy officer, she particularly enjoyed the opportunity to work directly with the Afghan people and was always looking for opportunities to reach out and help to make a difference in the lives of those living in a country ravaged by war," they said.

Smedinghoff previously served in Venezuela.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2013-04-07-Afghanistan-Diplomat%20Killed/id-52b42533f97444dd8b215d66cb4a17e3

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Football Meltdown Supercut Shows A Year's Worth Of One Family Yelling At The TV (NSFW VIDEO)

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The Bungan suf life saving crew lose control of their boat during the Ocean Thunder Surf Boat Series at Dee Why Beach on February 2, 2013 in Sydney, Australia. (Cameron Spencer, Getty Images)

Best 2013 Sports Photos

St. John's forward Amir Garrett, top center, battles Georgetown players Otto Porter (22) and Jabril Trawick, behind, for a rebound during second half of an NCAA college basketball game, Saturday, Feb. 2, 2013, in Washington. Georgetown won 68-56. (Richard Lipski, AP)

Best 2013 Sports Photos

Utah center Dallin Bachynski, left, and Colorado guard Askia Booker compete for a rebound in the first half during an NCAA college basketball game Saturday, Feb. 2, 2013 in Salt Lake City. (Steve C. Wilson, AP)

Best 2013 Sports Photos

Daryl Jacob falls from Valoroso at the last in The Carling Johny Whitcombe Fan Club Novices' Steeple Chase at Wincanton racecourse on January 31, 2013 in Wincanton, England. (Alan Crowhurst, Getty Images)

Best 2013 Sports Photos

Madison Chock and Evan Bates compete in the Short Dance Program during the 2013 Prudential U.S. Figure Skating Championships at CenturyLink Center on January 25, 2013 in Omaha, Nebraska. (Jonathan Daniel, Getty Images)

Best 2013 Sports Photos

Patrick Bordeleau #58 of the Colorado Avalanche lands a punch on Brad Staubitz #25 of the Anaheim Ducks as they engage in a fight at the Pepsi Center on February 6, 2013 in Denver, Colorado. (Doug Pensinger, Getty Images)

Best 2013 Sports Photos

Wisconsin's Tiera Stephen, left, fouls Penn State's Mia Nickson during the first half of an NCAA college basketball game Thursday, Jan. 31, 2013, in Madison, Wis. (Andy Manis, AP)

Best 2013 Sports Photos

Nadine Browne (R) lands a right hook on Lauryn Eagle (L) during the Australian Female Lightweight Title bout at Sydney Entertainment Centre on January 30, 2013 in Sydney, Australia. (Matt King, Getty Images)

Best 2013 Sports Photos

Congo's Yves Diba beats out Mali's Samba Diakite for the ball during their African Cup of Nations Group B soccer match, in Durban, South Africa, Monday, Jan. 28, 2013. (Rebecca Blackwell, AP)

Best 2013 Sports Photos

A surfer takes part in the Arnette Punta Galea Big Wave World Tour, on January 28, 2013 in the Northern Spanish Basque town of Getxo. 16 surfers took part during the five hours surf competition, riding 5 meters high waves. (Rafa Rivas, AFP / Getty Images))

Best 2013 Sports Photos

Houston Texans defensive end J.J. Watt (99) of the AFC pulls down New York Giants defensive end Jason Pierre-Paul (90) of the NFC after Pierre-Paul made an interception during the fourth quarter of the NFL Pro Bowl football game in Honolulu, Sunday, Jan. 27, 2013. The NFC beat the AFC 62-35. (Marco Garcia, AP)

Best 2013 Sports Photos

Matt Hopper of Quins is upended during the LV= Cup match between Harlequins and London Welsh at Twickenham Stoop on January 26, 2013 in London, England. (Tom Shaw, Getty Images)

Best 2013 Sports Photos

Peter Buchanan falls from Bold Sir Brian in The Murphy Group Steeple Chase at Cheltenham racecourse on January 26, 2013 in Cheltenham, England. (Alan Crowhurst, Getty Images)

Best 2013 Sports Photos

Marcin Gortat #4 of the Phoenix Suns falls hard to the court after being fouled by Caron Butler #5 of the Los Angeles Clippers during the second half of the NBA game at US Airways Center on January 24, 2013 in Phoenix, Arizona. The Suns defeated the Clippers 93-88. (Christian Petersen, Getty Images)

Best 2013 Sports Photos

Tennessee's Taber Spani, right, keeps the ball in play as she collides with Vanderbilt guard Kady Schrann, left, in the first half of an NCAA basketball game, Thursday, Jan. 24, 2013, in Nashville, Tenn. (Mark Humphrey, AP)

Best 2013 Sports Photos

Ashley Cain competes in the Ladies Short Program during the 2013 Prudential U.S. Figure Skating Championships at CenturyLink Center on January 24, 2013 in Omaha, Nebraska. (Jonathan Daniel, Getty Images)

Best 2013 Sports Photos

San Jose Sharks center Tommy Wingels, right, is pressed up against the boards by Phoenix Coyotes defenseman Zbynek Michalek, of the Czech Republic, during the first period of an NHL hockey game in San Jose, Calif., Thursday, Jan. 24, 2013. (Marcio Jose Sanchez, AP)

Source: http://www.huffingtonpost.com/2013/04/05/family-football-meltdowns-2012-supercut-video_n_3021963.html

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